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by Don Rafner, Demand Media
A mortgage adjusment can reduce the amount you pay each month to your lender.

Knee Deep in Debt
Feb 9, 2011 . Counselors discuss your entire financial situation with you, and help you . For example, if you owe $10000 on a credit card, a debt settlement .
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm

Consumer Credit Counseling and Debt Consolidation Services
Non-profit Credit counseling, debt consolidation and credit card help through financial education and debt management plans. Non profit credit counseling since .
http://www.consumercredit.com/

Credit Card Help: What the new credit card law means for you
time to pay monthly bills: Under the credit card law, issuers have to give card account holders "a reasonable amount of .
http://www.creditcards.com/credit-card-news/help/what-the-new-credit-card-rules-mean-6000.php

Credit card debt negotiation in 3 (not) easy steps
You can still dicker over your credit card debt and work out better terms, but expect a marathon, not a sprint.
http://www.creditcards.com/credit-card-news/help/step-by-step-credit-card-debt-negotiation-6000.php

Ownership

8 steps to reducing credit card debt
In times of economic uncertainty, it's even more important to put yourself in a solid financial position. One good way to do that is to dig out of credit card debt.
http://www.creditcards.com/credit-card-news/help/8-steps-cut-credit-card-debt-6000.php

Mortgage Specifics

Credit Card Debt Relief Options - CreditCardDebt.org
Review credit card debt relief options and news in all 50 states. 100% free . With our help, you can lift that stress and start living a more rewarding, debt-free life.
http://www.creditcarddebt.org/

Credit Card Debt
If you have a serious problem with credit card debt, these articles and resources can help. Get tips and techniques to pay off your balances, consolidation FAQ's, .
http://beginnersinvest.about.com/od/creditcarddebt/

Struggles

Help with credit-card debt - CNN Money
Apr 16, 2009 . NEW YORK (CNNMoney.com) -- The average American family carries $8000 to $10000 in credit-card debt. A new Web site, called .
http://money.cnn.com/2009/04/16/pf/saving/credit_card_willis/

Financial Burden

Choking On Credit Card Debt - Forbes.com
Sep 12, 2008 . "I decided it was time to get help." The average amount of credit card debt per U.S. household was $9840 in 2007, up 25% since 2000, reports .
http://www.forbes.com/2008/09/12/credit-card-debt-pf-ii-in_jl_0911creditcards_inl.html

About the Author

Credit Card Companies Forgive Some Debt - ABC News
Jan 19, 2009 . Credit counselors can also help you get some of the terms of your credit card loan revised. But to get the actual debt reduced, you might have to .
http://abcnews.go.com/Business/Economy/story?id=6662160&page=1

60-Second Guide to Getting out of Debt
Bad Debt is everything else -- from your titanium credit card to the 35% loan . Our Credit Center offers many more workable ways to help you get out of debt.
http://www.fool.com/personal-finance/credit/60-second-guide-to-getting-out-of-debt.aspx

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