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help to lower credit card balances

by Don Rafner, Demand Media
A mortgage adjusment can reduce the amount you pay each month to your lender.

8 steps to reducing credit card debt
This structured, disciplined plan will help you bat down credit card debt and regain . "Some people are finding their credit limits getting lower and interest rates .
http://www.creditcards.com/credit-card-news/help/8-steps-cut-credit-card-debt-6000.php

Credit card debt negotiation in 3 (not) easy steps
You're drowning financially and need some serious help with the credit card bills . company to forgive past punitive fees to further reduce your balance (which it .
http://www.creditcards.com/credit-card-news/help/step-by-step-credit-card-debt-negotiation-6000.php

Credit Card Help: 9 things you should know about balance transfers
If you've racked up debt on a high-interest credit card, transferring the balance to a card with a lower interest may sound like an enticing way to save cash - but .
http://www.creditcards.com/credit-card-news/help/9-things-you-should-know-about-balance-transfers-6000.php

Credit Card Issuers Settle Accounts for Lower Balances - NYTimes ...
Jun 15, 2009 . Credit Bailout: Issuers Slashing Card Balances . the card company to reduce the value of the debt on its books to zero. . Help with your taxes .
http://www.nytimes.com/2009/06/16/your-money/credit-and-debit-cards/16credit.html

Ownership

Credit card consolidation resolves credit card debt faster (A+ on BBB)
3 days ago . If you'd like to get lower rates on your cards, get help from a consolidation company. These companies offer credit card debt consolidation .
http://www.debtconsolidationcare.com/credit-card.html

Mortgage Specifics

Knee Deep in Debt
Feb 9, 2011 . Some lenders may reduce or suspend your payments for a short time. . Counselors discuss your entire financial situation with you, and help you develop a . For example, if you owe $10000 on a credit card, a debt settlement .
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtm

Struggles

A Step-by-Step Guide to Getting Your Credit Card Interest Rates ...
Mar 9, 2009 . Moving your balance to another card can help get the finance charge . I called the credit card to lower the rate and they wouldn't budge.
http://www.thesimpledollar.com/2009/03/09/a-step-by-step-guide-to-getting-your-credit-card-interest-rates-reduced/

Financial Burden

How to Eliminate Credit Card Debt - Getting Out of Debt Made Easy
The interest rate on a credit card balance is usually between 10-30% APR. These high . Whether it's an extra $20 a month or $100, every little bit helps. As your . First, call your credit card company and ask about getting your rate lowered.
http://financialplan.about.com/od/creditdebtmanagement/qt/how-to-get-out-of-debt.htm

About the Author

Credit Card Debt - Help Lower Interest Rates on Credit Card Debt
National Association of Certified Credit Counselors American Association of Debt Management Organizations ISO 9001:2000 Certified on Quality Management .
http://www.delraycc.com/credit-card-debt/index.asp

Lower Credit Card Debt
There are options to reduce and get out of credit card debt. . A part time job that brings more money in will help to lower the balances on your owed balance.
http://www.lowercreditcarddebt.net/

Photo Credits

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