What to Do If You Are Upside Down in Your Mortgage Principal ...
An upside-down mortgage does not necessarily put a homeowner into a dire financial . However, a homeowner with an adjustable rate mortgage may find him- or . Negotiating a repayment plan or a loan modification may help stave off a .
http://homeguides.sfgate.com/upside-down-mortgage-principal-8955.html
Upside Down on Mortgage: What to Do | Home Guides | SF Gate
An upside-down mortgage occurs when the home value falls below the ... . Having positive equity in a house can help prevent a foreclosure. . Having negative equity and an adjustable-rate mortgage may put the homeowner in jeopardy.
http://homeguides.sfgate.com/upside-down-mortgage-do-8956.html
Adjustable Rate Mortgage (ARM) - Cash is King – Upside Down ...
Adjustable Rate Mortgage (ARM) Holders Prepare for Increase in Payment. Interest rates are . "Upside Down Mortgage Help" Find it by following along HERE!
http://brentlane.wordpress.com/adjustable-rate-mortgage-arm-holders-prepare-for-increase-in-payment/
Nightmare Mortgages
Sep 11, 2006 . The option adjustable rate mortgage (ARM) might be the riskiest and most . Because they can demand terms that help insulate them from losses. . More than a fifth of option ARM loans in 2004 and 2005 are upside down .
http://www.businessweek.com/magazine/content/06_37/b4000001.htm
Ownership
Upside down on home? Take a deep breath
Apr 29, 2008 . Don't let the fear of being upside down on a loan force you into foolish . Know how your adjustable-rate mortgage, or ARM, resets, the index it is . help you figure out the effective interest rate on the new mortgage if you use .
http://www.bankrate.com/finance/mortgages/upside-down-on-home-take-a-deep-breath.aspx
Mortgage Specifics
Upside Down On Your Mortgage
I have an adjustable rate 1st mortgage and a fixed rate 2nd mortgage. . The situation that you are in is often referred to as upside down on your mortgage.
http://qna.mortgagenewsdaily.com/questions/upside-down-on-your-mortgage
How to Refinance an Upside Down Mortgage | eHow.com
If you are currently in an adjustable-rate mortgage and you have decided to refinance, try to get into a . The Loan Pros: Help for the Upside-Down Owner?
http://www.ehow.com/how_5805284_refinance-upside-down-mortgage.html
Struggles
Government Refinance Assistance
Helping American Homeowners Obtain Mortgage Relief. . Due to those efforts and other market factors mortgage rates on most 15-30 year . If you are upside- down/underwater on your mortgage and currently have an . If you have a 30- year fixed interest rate at 5% or higher or if you have an adjustable rate mortgage .
http://www.governmentrefinanceassistance.com/
Financial Burden
First Option Mortgage
Adjustable Rate Mortgages · Fixed Rate Mortgages · Down Payments for Your Mortgage . Let the mortgage and lending experts at First Option help. . Are you upside-down in your home and unable to refinance at today's record low rates?
http://www.firstoptiononline.com/
Photo Credits
Ask the Readers: Should I Stick With My Adjustable-Rate Mortgage?
Apr 9, 2010 . I have other debts that I'm aggressively trying to pay down. . What are your thoughts on adjustable-rate mortgages with the rates so low? . improving their real-life money management with help from Get Rich Slowly. . loan, a adjustable rate mortgage is unknown and has both upside and downside risk.
http://www.getrichslowly.org/blog/2010/04/09/ask-the-readers-should-i-stick-with-my-adjustable-rate-mortgage/
